Services
Our Services
A trusted authority for all you title and closing needs
Purchase Transactions
Purchase transactions are complex, requiring the coordination of numerous parties, interests, and schedules. We provide a Closing Manger as a point of contact to manage each purchase transaction, who will keep the clients informed every step of the way. The most up-to-date closing disclosures and loan documentation are electronically encrypted and securely delivered to our clients prior to closing. In order to avoid any surprises or delays at closing, we contact the borrowers in advance to review all of the essential terms
Refinance Transactions
Refinances are made simple with our team. Our focus is a streamlined and efficient process that provides transparency for the homeowner. Our team has experience with processing and closing every kind of loan. We work with the lender to coordinate all aspects of the transaction, so when the homeowner arrives at closing, they can sign with the utmost confidence.
Owner Policies
Buying a home can be the most rewarding investment you will ever make, and title insurance plays a major role in making sure home ownership is safe and secure. An owner's policy protects a buyer against several title defects that could jeopardize your interest in the property you have just purchased. This includes unsatisfied mortgages liens, judgments or other recorded claims against the property. Claims can arise through easements, use restrictions or other existing covenants, as well as hidden risks like fraud or forgery in previous documents, improperly executed deeds or deaths in the chain of title. The liability limit of the owner's policy is typically the purchase price paid for the property.
Lender Policies
A lender's policy insures a lender/mortgagee against loss caused by invalidity or unenforceability of the mortgage lien. This might occur as a result of a defective title, or against loss of priority of the mortgage and that the property is free from all defects, liens and encumbrances except those listed as exceptions in the policy or are excluded from the scope of the policy's coverage.
Title Searches
A title search includes identifying liens, mortgages, taxes, easements, covenants, conditions and restrictions agreements, and ordinances that will affect the subject property. Our seasoned abstractors and title examiners perform everything from complex commercial title searches to simple title searches. Our process is geared for accuracy and rapid results. We have invested heavily in technology and automation, making customized search orders a matter of a few clicks.
Title and Document Review
A review of an issued title commitment and related documents is done to assure the deal is clear to close. We routinely review all documentation received from our lenders to ensure accuracy and eliminate costly errors. All underwriting and cash management is centralized, allowing for timely wire transfers and expeditious loan closings. Need a status update? Our software platform provides customized status updates in real time.
Recording Services
Recording staff is available to assist, review and record your closing documents either by in-hand delivery or e-recording to the appropriate recording office. We offer transfer document preparation in addition to courtesy recordings for your convenience and can assist with the review and completion of any documents.
